Pension risk transfer services
Annuitization strategies for your pension plan
We are dedicated to making the annuity purchase process simple and transparent for pension plan sponsors and their advisors.
We believe that advising on annuity purchases is a fiduciary function, which is why we sign on as a co-fiduciary in our client engagements.
By combining the thinking and experience from our actuarial and investment professionals, you benefit from our thorough understanding of the insurer marketplace and all aspects of pension plan management. This means you have access to optimal pricing that routinely produces pricing below the mark-to-market liability for in-pay benefits and pricing below a 10% premium for deferred benefits.

Our difference
We partner with you, aimed at achieving optimal results for your objectives:

Fiduciary status
We provide robust and proprietary 95-1 analysis. We sign on as a co-fiduciary alongside the plan’s fiduciaries in recommending the safest available annuity provider. We are also able to help select the insurance provider for your annuity purchase.
Consultative approach
By integrating our team of actuarial and investment professionals, we can focus on managing your pension risks. We offer a high-touch consultative service to plan sponsors to ensure the optimal result and a smooth experience for advisors, plan sponsors, and participants.
Competitive bid process
Annuity providers hold our consistent and transparent process in high regard. This maximizes the number of bidders, increasing competition and ensuring you get the best price possible.
Transparency
We work on a fee-for-service basis and never on commissions that are baked into the annuity purchase cost. Your objectives are at the center of all we do – we do not receive any outside compensation from annuity providers.
You can access these following services for plan terminations and pension de-risking initiatives:
Full annuity placement

Our team takes care of the bid process and all due diligence.
DOL 95-1

We can help with your de-risking strategies as an independent expert working alongside your team.
Strategic advisor and analysis

Our deep expertise as actuarial and investment professionals means that we can provide insightful analysis for your needs.
Independent fiduciary

We can take direct responsibility for your plan’s investment decisions and implementation, while mindful of your risks.
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