How we work
with institutional
investors 

We partner with you for the long term, working with you towards better investment outcomes for your beneficiaries.

Whether you need to generate investment returns, manage your liabilities or need help in navigating the complex regulatory environment – our experienced team can help you reach your objectives. We can provide advice on your investment’s direction, manage your investment strategies, or take care of your day-to-day investment decisions.

Why R&M for institutional investors

We are highly attuned to the challenges that institutional investors face. In working with us, you have access to:  

  • Partners who work with you to ultimately improve outcomes for your beneficiaries   
  • Nimble advice and actions based on thorough, long-term market and industry analysis  
  • Creative solutions to complex challenges  

Our difference

Through a variety of strategies, we can help long-term investors solve some of their most acute challenges.  

These include managing your future investment-specific risks in accordance with the returns you need to generate or reaching the right level of return for your beneficiaries’ objectives.  

We are particularly experienced in working with defined benefit and defined contribution pension plans, as well as insurance pools.

We structure solutions around your needs. Therefore, we take time and due care to understand what you need, so that we can offer the help you need, which includes: 

Outsourced Chief Investment Officer services

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We take day-to-day investment decisions on your behalf 

Actuarial consulting

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We help you managed your funding levels in accordance with your unique risks

Derivatives management

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We manage your investment risk

Speak to our team

Tom Cassara

US Consulting Leader

Tom Cassara

US Consulting Leader

Tom Cassara is a Managing Director in River and Mercantile’s New York office and Head of the US business. In his role he consults with institutional clients across the investment and actuarial spectrum. This includes defined benefit, defined contribution, not for profit and retiree medical. Tom works with clients to bring his 30 years of experience across a wide range of institutional organizations to provide custom solutions. Prior to joining River and Mercantile, Tom was a Senior Partner with Mercer leading their US East Wealth business in addition to providing strategic investment and actuarial advice to clients. He has consulted to organizations with less than $100M in assets to greater than $5B in assets. Included in his experience is working with corporate, not for profit, church, healthcare and endowments and foundations. He is a Fellow of the Society of Actuaries, an Enrolled Actuary, a CFA charterholder and has a Series 3 license. Tom has a Bachelor of Science degree from Wake Forest University.

Michael Clark

Managing Director & Consulting Actuary

Michael Clark

Managing Director & Consulting Actuary

Michael Clark is a Managing Director and Consulting Actuary in River and Mercantile's Denver office. In his role he consults on all aspects of financial risk management for defined benefit plans as well as retiree medical plans and defined contribution plans. He also has led numerous clients through pension risk transfers as well as other complex, strategic pension projects. Michael leads River and Mercantile’s business in the West as well as Business Development for the US. Prior to joining River and Mercantile in 2013, Michael worked for Mercer as well as October Three. He currently serves as President for the Conference of Consulting Actuaries overseeing the organization’s strategic planning as well as providing leadership to several committees. He also participates in the leadership of the Western Pension & Benefits Council – Denver Chapter. Michael is a frequent speaker at industry and professional association conferences on the topics of pension risk management and pension plan administration and has had several articles published in major trade magazines. He is a Fellow of the Society of Actuaries, an Enrolled Actuary, a Fellow of the Conference of Consulting Actuaries, and a Member of the American Academy of Actuaries. Michael graduated magna cum laude from Brigham Young University with a BS in Statistics.

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