Actuarial consulting

Focused on delivering successful outcomes for shareholders and participants

Our highly experienced team of actuarial professionals help you manage your pension plan within your business risk framework.

Helping you maximize results for your objectives

We partner with you to understand your unique enterprise risk framework, through which we can help you manage your pension plan as a collateralized debt obligation – with all the implications this holds for your financial planning.

Working closely with CFOs, we help you understand all the strategies available and the pros and cons of each, to help you navigate the decisions for your pension plan funding. We partner with you to maximize both funding and expense results, to achieve your objectives, and ultimately deliver successful outcomes for shareholders and plan participants.

A holistic approach to consulting 

In working with us, you have access to our breadth of expertise, for holistic consulting on your retirement plan. This is in addition to the regular actuarial services we offer, which includes: 

  • Actuarial valuation  
  • AFTAP certification  
  • Data reconciliation  
  • Auditor’s requests  
  • Financial reporting  
  • PBGC filing  
  • Preparation of 5500  
  • Annual participant benefit statements  
  • Benefit calculations and benefit election forms  
  • Annual funding notice to participants  

Speak to our team

Michael Clark

Managing Director & Consulting Actuary

Michael Clark

Managing Director & Consulting Actuary

Michael Clark is a Managing Director and Consulting Actuary in River and Mercantile's Denver office. In his role he consults on all aspects of financial risk management for defined benefit plans as well as retiree medical plans and defined contribution plans. He also has led numerous clients through pension risk transfers as well as other complex, strategic pension projects. Michael leads River and Mercantile’s business in the West as well as Business Development for the US. Prior to joining River and Mercantile in 2013, Michael worked for Mercer as well as October Three. He currently serves as President for the Conference of Consulting Actuaries overseeing the organization’s strategic planning as well as providing leadership to several committees. He also participates in the leadership of the Western Pension & Benefits Council – Denver Chapter. Michael is a frequent speaker at industry and professional association conferences on the topics of pension risk management and pension plan administration and has had several articles published in major trade magazines. He is a Fellow of the Society of Actuaries, an Enrolled Actuary, a Fellow of the Conference of Consulting Actuaries, and a Member of the American Academy of Actuaries. Michael graduated magna cum laude from Brigham Young University with a BS in Statistics.

Lauren Meyer

Director & Consulting Actuary

Lauren Meyer

Director & Consulting Actuary

Lauren Meyer is a Director and Consulting Actuary in River and Mercantile’s Denver office. She advises plan sponsors on the financial and operational aspects of retirement plan management. Lauren is responsible for overseeing actuarial and administration services on her clients and consulting on strategic opportunities, such as those related to risk reduction and benefit design. Prior to joining River and Mercantile in 2016, Lauren spent eight years at Willis Towers Watson where she consulted for mid to large size U.S. and international corporations. She has experience with qualified and non-qualified defined benefit plans, defined contribution plans, and post-retirement welfare plans. She has worked extensively on data clean-up and forecasting projects and enjoys helping plan sponsors set and achieve goals surrounding their benefit plans. Lauren is an Enrolled Actuary and a Fellow of the Conference of Consulting Actuaries. She received a B.B.A. degree with distinction in Actuarial Science and Risk Management & Insurance from the University of Wisconsin-Madison.

Kevin Morrison

Managing Director & Consulting Actuary

Kevin Morrison

Managing Director & Consulting Actuary

Kevin Morrison is a Managing Director in River and Mercantile’s Boston office and leads the US Actuarial Business. As a consulting actuary, Kevin supports clients in all aspects of their retirement programs, including defined benefit, defined contribution, and other post-employment benefit (OPEB) plans. In addition to delivering the recurring annual valuation results and helping clients meet financial reporting requirements under US GAAP, IFRS, and GASB accounting standards, he provides clients with consultative support and cost analysis around plan design, forecasting, de-risking strategies, and plan terminations. Prior to joining River and Mercantile in 2016, Kevin was a consulting actuary with John Hancock Retirement Plan Services and was part of the acquisition of New York Life Retirement Plan Services. Kevin started his actuarial career with Mercer in 2004. Kevin is an Associate of the Society of Actuaries, an Enrolled Actuary under the Joint Board for the Enrollment of Actuaries, and a Member of the American Academy of Actuaries. He received a B.A. in Math and Physics from the College of the Holy Cross.

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