Investment and actuarial solutions focused on improving outcomes

Committed to excellence in providing consulting and investment management services

Specialist investment and pensions expertise combined with insightful market knowledge.

We are dedicated to improving investment outcomes for a range of investors, offering flexible solutions determined by your needs. Through OCIO services, investment strategies, actuarial and investment consulting and derivatives management our clients get the benefit of our deep industry expertise.

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A commitment to investment and actuarial excellence and a focus on client needs lie at the core of everything we do.


Investors are best served through solutions tailored to their needs. That’s why we take time and care in getting to know the needs of our clients and client groups, to help them reach their objectives in a considered way.


We serve a wide range of investors through intermediaries, investment consultants and institutional investors who make decisions on behalf of and advise end investors.

River and Mercantile is an actuarial firm and investment group. We specialize in pension actuarial and administrative services including annuity buyouts and plan terminations.

Our investment group specializes in OCIO services, investment consulting, derivatives management, and investment management.

“Understanding clients’ complex actuarial and investment requirements is the key to our success. We work with our clients as partners in designing, building, and managing specialist investment and actuarial products and services designed to meet specific client needs.”

James Barham, Group Chief Executive

Latest perspectives

Retirement update – November 2020

Retirement update – November 2020

Article November 10, 2020

Global stock markets started the month strong but took a turn for the worse in…

3 min read

Pension plan annuity purchase update – Q2 2020

Pension plan annuity purchase update ...

Article October 15, 2020

The pension risk transfer market has been negatively impacted by COVID-19.

2 min read

FOURcast: October 2020

FOURcast: October 2020

Article October 7, 2020

Our 4 phase framework forecasts markets are in an Uncertain environment

4 min read

Retirement update – October 2020

Retirement update – October 2020

Article October 7, 2020

The US stock market hit an all-time high on September 2nd but reversed course and…

3 min read

Contact us

Connect with our team for more information on any of our services or investments.