How we work with Defined Contribution (DC) pensions

We are focused on helping you invest to meet the changing needs of your members and achieve better outcomes.

In an evolving environment with growing regulatory requirements for defined contribution schemes, our highly experienced team partners with you to guide your trustees on best practice and compliance. We can provide advice on your scheme’s direction, investment strategies, or take care of your day-to-day investment decisions.

A partner focused on member needs

We are highly attuned to the challenges that defined contribution pension schemes face. In working with us, you have access to:

  • Long-term partners committed to ultimately improve outcomes for pension fund members  
  • Nimble advice and strategies, thanks to our scale and experience in defined contribution pensions 
  • Analysis to help you monitor your members’ outcomes, and understand how they fared

The returns you need, mindful of your journey

Through a variety of strategies, we can help you solve some of your members' most acute challenges.

In addition to achieving the desired level of investment returns that will provide your scheme’s members with adequate income to retire, our team takes due care to manage risks for a smoother investment journey. These include the use of intelligent diversification, a more active approach to asset allocation, and knowing when to use active fund managers, while being competitively priced and easy for members to understand. 

Investment consulting

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Investment consulting

Where we advise you on investment decisions

Fiduciary management

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Fiduciary management

Where we take day-to-day investment decisions on your behalf

Investment management

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Investment management

Where we manage investment strategies of your choosing

Speak to our team

Arabella Townshend

Head of UK Institutional

Arabella Townshend

Head of UK Institutional

Arabella is a director, and Head of UK Institutional Distribution, working with her team to provide investment solutions to UK pension schemes, their consultants and trustees. Arabella joined River and Mercantile in 2010 from Edinburgh University where she gained a degree in Geography.

Ronan O’Riordan

Business Development

Ronan O’Riordan

Business Development

Ronan is responsible for business development of Solutions. He started his career at ABN Amro Asset Management in Amsterdam which was one of the first providers of Fiduciary Management in Europe. He subsequently worked at BNP Paribas and Russell Investments. Ronan is responsible for setting and implementing our marketing and distribution strategy. He holds an MA in Globalisation from Dublin City University.

Latest perspectives

Integrating ESG risks: Looking beyond the headline number

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Article November 17, 2020

COVID-19 pushed Environmental, Social and Governance (ESG) risks to the backburner for many trustee boards.…

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ESG Momentum: a way to add value to your portfolio?

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Article November 17, 2020

It is fair to say that Environmental, Social and Governance (“ESG”) has been the investment…

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Europe Masterclass: November 2020

Europe Masterclass: November 2020

Video November 15, 2020

James Sym, manager of the ES R&M European Fund joins the Asset TV Europe Masterclass,…

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Picking the wrong master trust could cost members £300 a week

Picking the wrong master trust ...

Article November 10, 2020

We previously wrote about the importance of setting objectives for Defined Contribution (DC) schemes -…

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