Cookies policy


Most websites use cookies to improve the user experience by "remembering" you, helping you to navigate them efficiently and perform certain functions. The European Union e-Privacy Directive requires that website owners must provide users with clear and comprehensive information about cookies or similar devices used on their websites and the users must provide consent to the usage of these devices.

What is a cookie

Cookies are small, often encrypted text files that are created and stored on a user's computer or mobile device by a website’s server when you access the website. The website can then retrieve and read the data held to "remember" you and provide certain functions.

The amount of data held in the cookie determines what functionality it provides and can range from simply remembering the items selected on a previous page through to remembering which items were bought from another site and providing advertising for similar products.

The different cookies used can be classified into four types:

  1. Essential - these cookies are necessary to enable you to move about a website or to provide certain features requested.
  2. Analytic performance cookies - these cookies are used to collect data on how a site is being used to enable the owners to tailor the sites structure of content. The data collected is normally anonymous and may be analysed by a third party, e.g. Google.
  3. Functional cookies - these cookies enhance the functionality of a website by remembering your preferences, e.g. which town/city you live in.
  4. Behavioural/third party cookies - these cookies collect data on your browsing activity and this data is then used to provide tailored advertising based on this activity over time, e.g. if you are looking at car insurance products, you may be offered similar insurance products provided by third parties within advertising banners or similar.

Who uses the information gathered - the information gathered by cookies may be used by the website owners (first party) or may be supplied to other parties to offer users related services e.g. behavioural marketing (third party).

How long do they last?

Cookies can expire at the end of a browser session (when you exit/ shut down the browser) in which case they are called session cookies, or can be stored on the computer in between browsers sessions, in which case they are called persistent cookies.

What you can do if don’t want to accept the cookies used

By continuing to use this website, you agree to having the cookies detailed above stored on your device. You may refuse to accept cookies by adjusting the settings on your browser that allows you to refuse the setting of cookies, however, if you select this setting you may be unable to access certain parts of the site.

If you wish to restrict or block the use of cookies from this sites or others, the Help function within your browser will guide you through the process. The website also contains additional detailed guides on how to do this on a wide variety of browsers.

Unless you have adjusted your browser setting so that it will refuse cookies, River and Mercantile's system will issue cookies when you log on to the site.

How this website uses cookies

This website uses cookies. We use cookies to personalise content and to analyse our traffic. We also share information about your use of our site with our analytics partners who may combine it with other information that you’ve provided to them or that they’ve collected from your use of their services. You consent to our cookies if you continue to use our website.

Cookies are small text files that can be used by websites to make a user's experience more efficient.

The law states that we can store cookies on your device if they are strictly necessary for the operation of this site. For all other types of cookies we need your permission.

This site uses different types of cookies. Some cookies are placed by third party services that appear on our pages.

You can at any time change or withdraw your consent from the Cookie Declaration on our website.

Learn more about who we are, how you can contact us and how we process personal data in our Privacy Policy.

Your consent applies to the following domains:

Your current state: Use necessary cookies only.

Your consent ID: Fco4125PTQcUU5ZXNopRnfCqhFfLDfYDcQe0dEvFNKBwZMPhaPGk6Q==

Consent date: Friday, September 11, 2020, 04:14:02 PM GMT+1

Cookie declaration last updated on 29/09/2020 by Cookiebot: