Terms of use

Use of this website

The contents of this website are communicated by, and the property of, River and Mercantile Group plc ("River and Mercantile"). River and Mercantile has three regulated subsidiaries: River and Mercantile Investments Limited ("RAMIL"), which is authorised and regulated in the UK by the Financial Conduct Authority ("FCA"), River and Mercantile Asset Management LLP ("RAMAM"), which is authorised and regulated in the UK by the FCA and registered as an investment advisor with, and regulated by, the Securities and Exchange Commission ("SEC") in the US and River and Mercantile LLC, which is registered as an investment advisor with, and regulated by, the SEC in the US. Unless expressly included in any other agreement between River and Mercantile and you, the requirements of the E-Commerce Directive (00/31/EC) as implemented are excluded to the fullest extent permissible by law.

Products and Services

The information contained herein is current at the date of publication, but is subject to change without notice. River and Mercantile has expressed its own views and opinions on this website, and these may change without notice. This website is not directed at you if River and Mercantile is prohibited by any law of any jurisdiction from making the information on this site available to you and is not intended for any use that would be contrary to local law or regulation. None of the information contained on this website is intended to constitute any offer to sell or an invitation or solicitation of an offer to buy any product or service by River and Mercantile and must not be relied upon in connection with any investment decision. Products or services mentioned on this site are subject to legal and regulatory requirements in applicable jurisdictions and may not be available in all jurisdictions. Accordingly persons are required to inform themselves of and observe any such restrictions. Nothing in this website should be construed as investment, tax, legal or other advice.

River and Mercantile's Derivative Solutions Division business provides derivative solutions and advice. Financial derivatives are not suitable for all investors. Losses may be substantial and may exceed the amount invested.

River and Mercantile provides various models that allow users to input data, which is used to calculate various forms of risk. In no way does River and Mercantile warrant the accuracy or validity of the models or calculations nor are such models or calculations to be relied upon in any way. The models are for information purposes only and rely on the completeness of the data inputted by users of the site. By using the model function on this site you warrant that you do not intend to rely on any such model or calculations and that River and Mercantile will not be liable for any loss or damage arising out of the use or reliance on such.

Risk Warning

Past performance is not necessarily a guide to future performance. The value of investments and the income of any financial instruments mentioned in the website may fall as well as rise, and investors may get back less than the amount originally invested. Fluctuations in exchange rates may have a positive or an adverse effect on the value of foreign-currency denominated securities and financial instruments. Certain investments involve an above-average degree of risk and should be seen as long-term in nature. River and Mercantile may hold positions in investments described in the website. The investment products and services described in the website may have tax consequences. Any tax reliefs referred to are those currently available and their value depends on the circumstances of the individual investor. You acknowledge that levels and bases of taxation may change, and that River and Mercantile does not provides tax advice. You should consult your own tax advisor in order to understand the tax consequences of the products and services described in the website.


The copyright and all other rights in all of the material on this website are owned by the company listed on the web page or the material is included with the permission of the rights owner. The information contained in this website is intended solely for the use of the person who has accessed this information and may not be reproduced, distributed or published to any other person. You may copy material on this website for your own private or domestic use only. All other copying is prohibited.

Links to other websites

On this website you may be offered automatic links to other non-River and Mercantile websites. These links are provided only as convenience. River and Mercantile does not accept any responsibility for the content of those websites or your use or inability to use such websites, the owners of which do not necessarily have any link, commercial or otherwise, with River and Mercantile. The inclusion of any link does not imply affiliation, sponsorship, endorsement, verification or monitoring or approval by River and Mercantile of any information contained in any non-River and Mercantile website. You should also be aware that the terms and conditions of such website and the website’s statement relating to the collection and use of your personal information may be different from those applicable to your use of this website.